Student Loan Refinancing

EMRA residents pay only $100 per month throughout training.⁺

Benefits Include:

• EMRA members receive an additional 0.25% rate discount when refinancing with Laurel Road⁺
• 100% online application allows physicians to get rates in minutes⁺
• Residents pay only $100/month all through training
• Join the thousands of residents who have saved with Laurel Road⁺

Mortgage Lending

EMRA Members can get a 0.25% rate discount⁺

Home buying on the horizon? Laurel Road’s simplified online mortgage process helps you get closer to closing with special options for physicians. With a range of home financing options and competitive low rates, our mortgages are designed to fit the needs of physicians like you.

Mortgage Benefits Includes:

• EMRA Members get a 0.25% rate discount. You could also save up to $650 off closing costs.⁺
• Up to 95% financing⁺
• No private mortgage insurance (PMI) required⁺
• Digital application experience—and human support when you need it.

Laurel Road is a brand of KeyBank National Association. All loans are provided by KeyBank. NMLS# 399797. Member FDIC.

Personal Lending

Planning your next big trip? Laurel Road’s low-APR personal loans can be used for larger purchases like travel, home improvements, weddings, credit card consolidation, and more. Residents can borrow up to $45,000⁺, depending on year of residency.

Personal Loan Benefits Include:

• EMRA Members receive an additional 0.50% rate discount on a personal loan with Laurel Road⁺
• Special repayment options during training
• Autopay discount – eligible for discount of 0.25% when monthly payments are made automatically from a bank account³

Student Loan Refinancing

EMRA members must apply through www.laurelroad.com/EMRA to access these benefits. 

EMRA members receive an additional 0.25% rate discount when refinancing with Laurel Road⁺

Benefits Include:

• Additional 0.25% rate discount for EMRA members⁺
• No application or origination fees
• Additional 0.25% autopay discount when automatic monthly payments are made from a bank account⁺

Mortgage Lending

EMRA Members can get a 0.25% rate discount.⁺  You could also save up to $650 off closing costs.⁺ 

Home buying on the horizon? Laurel Road’s simplified online mortgage process helps you get closer to closing with special options for physicians. With a range of home financing options and competitive low rates, our mortgages are designed to fit the needs of physicians like you.

Mortgage Benefits Includes:

• EMRA Members get a 0.25% rate discount⁺. You could also save up to $650 off closing costs.
• Up to 95% financing⁺
• No private mortgage insurance (PMI) required⁺
• Digital application experience—and human support when you need it.

Laurel Road is a brand of KeyBank National Association. All loans are provided by KeyBank. NMLS# 399797. Member FDIC.

Personal Lending

Planning your next big purchase? Laurel Road’s low-APR personal loans can be used for larger purchases like travel, home improvements, weddings, credit card consolidation and more. Borrow up to $80,000⁺ with a personal loan if you're in practice, or within 12 months of completing training and have a signed contract to practice.

Personal Loan Benefits Include:

• EMRA Members receive an additional 0.50% rate discount on a personal loan with Laurel Road⁺
• Special repayment options during training
• Autopay discount – eligible for discount of 0.25% when monthly payments are made automatically from a bank account⁺

Personal Lending

EMRA members must apply through www.laurelroad.com/EMRA to access these benefits.

Personal Loans for Residency Interviews

Student members in their 4th year of medical school can borrow up to $15,000⁺

• Student members receive an additional 0.50% rate discount on a residency interview load with Laurel Road⁺
• Special repayment options during training
• Autopay discount – eligible for discount of 0.25% when monthly automatic payments from a bank account is selected at the time of closing⁺