Integrated WealthCare


Collaborative Wealth Management for the Medical Community

The career and culture of medicine are unique.  The effective management of a physician's financial needs requires an understanding of multiple, specialized segments of the financial community. 
Disability Insurance
We offer an individual, long-term disability insurance program (an approved EMRA member benefit program) designed for EMRA students, residents and alumni. Important highlights of the program are:
  • Up to $7,500 monthly tax-free benefit with no financial disclosure
  • Specialty Specific definition of disability - 6 options in most states
  • Personalized comparison of plans, taking advantage of regional, GME or association discounts as available
  • Easy, online application process
  • A sound disability insurance program is best developed while still in residency. Obtain your disability protection NOW!

Learn More


Integrated WealthCare is a multi-specialty wealth management firm, serving the unique needs of physicians and medical professionals. On behalf of our clients, we bring together deep experience and offer Our Services in three critical areas of wealth management:  
  • Fiduciary investment advice 
  • Unbiased Insurance Acquisition  
  • Fee for service financial planning  
As individual client needs dictate, we provide a seamless transition of professionals and services to meet your specific financial objectives.

                             Learn More


M. Shayne Ruffing, CLU, ChFC®, AEP
3211 Shannon Road, Ste. 410  Durham, NC 27707
1-866-694-6292, ext 1001
Securities offered through Triad Advisors, Inc. Member FINRA/SIPC
Investment Advisory Services are offered through Capital Wealth Management, Inc., a registered investment advisor. Capital Wealth Management, Inc and Triad Advisors, Inc. are not affiliated. 
Not all individuals using this material or referenced on this site are registered to offer securities through Triad Advisors.


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